See how much you qualify for — No income requirements!

The Penny Hoarder Daily
Together with Splitero

Need cash without taking on new debt? With a Splitero Home Equity Investment (HEI), you get a lump sum in exchange for a share of your home's future value — no monthly payments, no income requirements, and no impact on your mortgage rate. Pre-qualify in just 2 minutes to see how much you could receive; up to $500,000.

 
Piggy bank falling into a blackhole of debt

Oops, That Debt Piled Up to $25K+

A debt payoff plan because ‘just ignore it’ isn’t working

When your debt balance starts creeping into five digits, panic isn’t helpful — but a plan is. Whether it's credit cards, loans, or a mashup of both, these smart strategies are built for people staring down serious numbers. No judgment, no budgeting bootcamp — just real moves to cut your balance without giving up everything fun in life.

 

Side Hustles That Don’t Suck

Imagine ending the year with a few extra grand in your savings — and not because you stopped buying coffee or canceled fun. These easy, low-effort ideas can quietly stack your bank account in the background of your regular life. No burnout. No selling your soul. Just a better cushion for emergencies, travel, or treating yourself like the financially responsible legend you’re becoming.

 
Together with Splitero

A Smarter Way to Access Your Home Equity

At Splitero, we make it easy to get the cash you need without the burden of additional debt or monthly payments. 

 

Here’s how it works:

  • Pre-qualify: Fill out a quick form to see your estimated offer.
  • Apply: Answer a few questions about you and your home.
  • Review Your Offer: We’ll appraise your home and finalize your investment option.
  • Receive Your Funds: Use the cash however you wish; pay off debt, renovate, or invest in your future.
  • Flexible Repurchase Options: Repurchase your investment option anytime through a home sale, refinance, or cash settlement.

We’re committed to providing homeowners with better options. See how much you qualify for today!

Get My Estimate

Meet Your Card and APR Soulmate  

Picking a credit card shouldn’t feel like online dating — full of red flags and “too good to be true” offers. Whether you’re after cash back, travel perks, or just want to avoid getting scammed by fine print, this guide has your back. It breaks down what actually matters and helps you swipe right on a card that actually works for you.

 

Money for the Barely Motivated

Your phone is already glued to your hand — why not let it pay rent too? These extremely chill ways to earn money from your phone can bring in $1K+ a month. We’re talking surveys, app testing, and a few surprises that are as easy as texting your group chat. No fancy skills required — just you, your phone, and a little curiosity.

Grow that $1,000 in your bank account

Your Bills Don’t Wait. Why Should You?

When rent’s due Monday and payday’s Friday, things get stressful fast. But here's the good news: you don’t have to live in financial time-out anymore. These early paycheck strategies give you faster access to the money you already earned — like a fast pass for your finances. Because “wait and hope” isn’t a real plan.

 

The Inside Scoop On Throwaway Ticketing

Ever thought your layover could be your final destination? Welcome to the world of throwaway ticketing, where savvy travelers book flights with layovers in their intended cities, skipping the last leg to save big bucks. But before you pack your bags for this money-saving adventure, beware: airlines aren't fans of this crafty maneuver and might ground your plans permanently.

 
We'll Text You More Money Tips

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*APY is variable and may change after account opening. 3.7% APY  is accurate through Feb 28, 2025 and may change at any time. 0.5% APY interest boost applies for three months after account funding. There is no minimum balance or deposit required to obtain the advertised APY.