3 Moves + 2 Hours =

$1K+ back in your pocket

Many Penny Hoarders have already put these smart money moves to good use. They’ve found hundreds of dollars in savings, padded their bank accounts, and taken the first steps to start investing. Now it’s your turn. Putting all these secrets to use is actually easier than you might think. We bet you can knock out most of these moves in under two hours, even from your phone.

You Could Put $1K Back in Your Pocket

You might not even realize it, but your car insurance company is probably overcharging you. A company called Insurify shows you all your options at once so you can find a better deal. People who do this could save up to $1,100 per year. When you tell Insurify a bit about yourself and your vehicle, it’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot). It takes only five minutes to compare your options with Insurify and see how much you could save on car insurance.

Get Free Stock

If you’re interested in buying and trading stocks, you’ve likely heard of Robinhood — it’s a fan-favorite trading app known for its commission-free trading. It’s free to buy and trade stocks, options, exchange-traded funds (ETFs) and cryptocurrencies. Plus, there are no account minimums and no maintenance fees. How to claim your free stock: Sign up using this unique referral link. Once you create your account, Robinhood will give you a free share of stock. The share is chosen randomly (hence why it could be worth anywhere from $2.50 to $200) and can fluctuate with the stock market. Available via desktop, Apple iOS and Google Android.

Set Up Direct Deposit — Pocket $400

When you set up an eligible direct deposit with SoFi Checking and Savings (Member FDIC), you’ll get up to $400 straight into your account. Just a nice little bonus for making a smart switch. Why switch? With SoFi, you can earn up to 3.30% APY on savings and 0.50% on checking, plus a 0.70% APY boost for your first six months when you set up direct deposit or keep $5,000 in your account. That’s up to 4.00% APY total. Way better than letting your balance chill at 0.40% APY. There are no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances.