Plus, do you know how your credit score compares to the average?

Abraham Lincoln with an umbrella facing headwinds

More Debt in This Economy?

Make these money moves instead

As life gets more expensive, it gets more and more enticing to swipe that credit card. There’s just one problem: Interest rates. The average credit card interest rate these days is pushing 29%. Ouch. And if you can’t pay your credit card bill? It’ll ding your credit score.

In these uncertain times, it’s smart to avoid racking up any unnecessary debt and keep your credit score as high as possible. But you gotta eat … And pay the rent … And your insurance company.

If you’re looking to pad your bank account, put back some extra money just in case or slash your bills, we’ve got some ideas for you. Try one of these smart money secrets.

Get Money-Wise

18 Deals You’ll Regret Missing (Ends Soon)

ShopBack is one of the easiest ways to earn Cashback while you shop, book your getaways or by simply playing games. This week, they’ve got limited-time deals that are honestly too good to scroll past.

May 20–21: The only place you can earn $1 Cashback on every Amazon purchase, and get an extra $3.99 bonus from May 20-21 only by completing Quests.

May 21–23 only: Book a hotel and earn up to a whopping 15% and flights at 13% Cashback, only at Trip.com.

May 23–30 only: 110% Cashback on ExpressVPN. That’s right, you literally get paid to shop!

And 15 other offers including: Download games through ShopBack, complete milestones and earn Cashback. And get up to 50% Cashback when you shop through ShopBack on over 2,000 brands including Ebay, Macy’s, Best Buy, Tiktok Shop, Walmart, UberEats, ULTA beauty — you name it!

Whether you're stocking up on household stuff or planning a summer getaway, these offers make it easy to save a little extra while you spend. You can withdraw your earnings through Paypal as real money.

It works on web, mobile, and browser extensions. Just click, shop, and watch the Cashback add up — it’s free to join! Terms and conditions apply.

Unlock Your Free $20 Bonus

Support for our sponsors keeps our newsletter free!

data showing the average credit score in the U.S.

IN THIS ISSUE

Tips to Tackle the Rising Cost of Living

How to Get an 800 Credit Score

There Are Steps You Can Take if Your Insurance Claim Was Denied

Ridiculously Easy Ways to Make Passive Income

Cut Your Big Bills Without Giving Up Anything

a person climbing a chart showing inflation

Tips to Tackle the Rising Cost of Living

The cost of living keeps rising, but here's how we're going to keep up. What about you?

Learn More →

a frustrated piggy bank on a mountain trying to achieve an 800 credit score

How to Get an 800 Credit Score

This is the way to the most excellent credit rating you can attain. So how do you get there?

There Are Steps You Can Take if Your Insurance Claim Was Denied

Was your insurance claim denied? Don't worry, we did the research and found out everything you need to do to get it overturned.

Learn More →

Ridiculously Easy Ways to Make Passive Income

We all want more money, but lets face it: Sometimes were just too dang tired to do more work.

Learn More →

Cut Your Big Bills Without Giving Up Anything

Save on food, housing, internet, insurance — you know, the things you really can't live without.

Learn More →

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin.

© 2025 The Penny Hoarder. All rights reserved.
42 Future Way | Draper, UT 84020 | U.S.

View in browser

Mailing preferences | Unsubscribe | Privacy Policy