Keep your holiday budget green

a despondent person sitting on top of a mountain of credit cards

Dodge Holiday Debt

You're ready to be out of debt. Sounds like the understatement of the century, right? You feel like you've tried everything, but you just can't escape it. And everywhere you turn right now, someone's trying to get you to put even more on your credit card. Just in time for Black Friday, we're here to help with information about debt relief and increasing your income — strategies you probably didn't realize you could use to help pay it off.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Trying to stay on top of your debt can be overwhelming. Wouldn’t it be nice if someone could just … get you out of debt? A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.

If you owe at least $15,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.

On average, you could become debt-free within 24 to 48 months. National Debt Relief has already helped more than 500,000 people pay off over $5 billion in debt. It takes less than a minute to sign up and see how much debt you could get rid of.

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Slash Your Debt with This Balance Transfer Credit Card — Enjoy No Interest Until 2027

Credit card debt can feel like quicksand. The harder you try to get out, the deeper you sink, thanks to high interest rates. But there’s a way to finally make progress.

Moving your balance to one of Motley Fool Money’s top-rated balance transfer cards could give you a clean slate: 0% intro APR for nearly two years. That means you can focus on paying down what you owe without more interest piling on, and possibly save thousands along the way.

They’ve done the legwork to find the card that actually helps you cut costs, so you know exactly what you’re getting. No gimmicks, just a smarter way to get ahead.If you’re ready to kick high interest to the curb, check out Motley Fool Money’s top pick and start working toward a debt-free 2027.

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Get Up to 4.15% APY With This High-Yield Cash Account

It’s hard not to cringe when you see a bank statement full of fees. With Wealthfront, you can forget those annoying bank fees and earn a whopping 3.50% APY through partner banks on your cash — nearly 9x the national average savings rate.

Enjoy unlimited transfers, same-day withdrawals, zero account fees, and no minimum balance requirements to earn 3.50% APY¹. Right now, Wealthfront is giving your savings a little boost with an extra 0.65% APY for three months on up to $150,000. That brings your total to 4.15% variable APY when you open your first Cash Account as a Wealthfront client.

And, you can get started with Wealthfront with only a $1 (terms and conditions apply).

Join Wealthfront today and make your money work for you — not your bank.

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Get Up to $50,000 From This Company

Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase? We found a company willing to help.

Here’s how it works: If your credit score is at least 620, AmONE can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 6.40% and terms from 6 to 144 months.

AmONE won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars.

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Get Paid $225/Month While Watching Movie Previews

You could get paid while watching videos on your computer. It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million. Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

Sign Up →

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Wealthfront High Yield Savings Account Disclaimers

1. Based on the national average interest rate for savings accounts as posted on FDIC.gov, as of September 26, 2025. FDIC coverage will remain at up to $8 million for individual Cash Accounts ($16M for joint accounts) through partner banks. Nearly 10x greater than the average savings account APY according to FDIC.gov as of 9/15/2025.

2. Client must maintain $500 by the 30 day mark. See website for details.

3. Checking features for the Cash Account are subject to identity verification by Green Dot Bank, Member FDIC. Cash account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”;), a Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. The APY rate listed is as of 09/15/2025 and is subject to change at any time. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details. Limits, fees, and exclusions apply. All investing involves risk, including the possible loss of money you invest.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

Please note, Real-Time Payments (RTP) transfers may be limited by destination institutions,daily transaction caps, and by participating entities such as Wells Fargo and the RTP® Network. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Wealthfront doesn’t charge for transfers, but receiving institutions may impose an RTP fee.

The Penny Hoarder receives compensation when a reader clicks on the referral link that redirects them to Wealthfront, which creates a conflict of interest. Penny Hoarder’s opinions in this article are their own and are not tied directly to such compensation. The Penny Hoarder and Wealthfront Brokerage, LLC are not associated with one another and have no formal relationship outside of this arrangement.