Credit Struggles? Start Fresh for $5

Getting denied for loans, credit cards, or apartments? It’s time to start changing that. Kikoff makes building credit easier and faster¹, with plans starting at just $5 a month.² There are no credit checks, hidden fees, or interest.

Kikoff’s credit builder plans are designed to improve key credit factors like on-time payments and credit utilization. Make your monthly payments on, and Kikoff will report to Equifax, Experian, and TransUnion — helping you unlock better financial opportunities.¹

And it works — users with credit under 600 saw an average 25-point increase in their first month and +84 points in a year of on-time payments.³

Signing up takes just minutes. Cancel anytime and start building your credit. Your future self will thank you.

Start Building Credit

Disclaimers

¹Individual results may vary. Subject to approval. Terms & conditions may apply.

²Kikoff Credit Service starts at $5/mo for 12 mos.

³First-month average impact of +25 points for users between Jan-2024 & Nov-2024 who purchased at least one item with Kikoff Credit Account in their first month. First-year average impact of +84 points for users between Jan-2023 & Jan-2024. Average credit score impact figures are calculated based on Credit Account users who started with a VantageScore 3.0 below 600, paid on-time, and had no delinquencies or collections added to their credit profiles during the period. Late payments may negatively impact your credit score. Individual results may vary.

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