Want to Make Money From Home? Here’s How.
Looking for legit work-from-home jobs, online gigs, or flexible side hustles that fit your schedule? Whether you’re hunting for a part-time gig, a full-time online career, or just some extra cash on the side, we’ve got you covered.
We know the internet is packed with job listings—but let’s be real, it’s also full of scams. That’s why we’ve done the digging for you. This list is packed with real opportunities that you can start today. Plus, we’ll share tips and tricks to help you get started earning faster.
So grab a coffee, bookmark this page, and start exploring 50+ legit ways to make money from home.
Earn as Much as $1K/Month Doing Simple Online Tasks
Is there such a thing as easy money? If you know your way around the web, there certainly is.
That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.
Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.
Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.
Get Paid Up to $83 Every Time You Win Playing Bingo
We all have our go-to time-killers on our phones. But this one actually gives you the chance to win up to $83 every time you play.
It’s a free app called Bingo Cash, and right now, you could octuple your money — as in 8x — when you play. When you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83.
You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83.
And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).
Want to see if you could turn your $10 deposit into $83 in winnings? Just download the free app and start playing your first game immediately.
Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Earn $1000/Month by Reviewing Games and Products You Love
Okay, real talk—everything is crazy expensive right now, and let’s be honest, we could all use a little extra cash. But who has time for a second job?
Here’s the good news. You’re already playing games on your phone to kill time, relax, or just zone out. So why not make some extra cash while you’re at it?
With KashKick, you can actually get paid to play. No weird surveys, no endless ads, just real money for playing games you’d probably be playing anyway. Some people are even making over $1,000 a month just doing this!
Oh, and here’s a little pro tip: If you wanna cash out even faster, spending $2 on an in-app purchase to skip levels can help you hit your first $50+ payout way quicker.
Once you’ve got $10, you can cash out instantly through PayPal—no waiting around, just straight-up money in your account.
Seriously, you’re already playing—might as well make some money while you’re at it. Sign up for KashKick and start earning now!
Get Paid to Try Out Free Games on Your Phone (With No Purchases or Ads)
Wouldn’t you rather companies just pay you to try games with the money they’d otherwise spend on annoying you with ads?
That’s exactly what a free app called Test’em All does — it pays you to try out new mobile games they know you’ll like instead of bombarding you with ads.
Test’em All regularly adds new games, and there are lots of genres to choose from, including arcade, action, adventure, strategy, and more. Even better, you don’t have to pay a deposit or sit through any ads at all. It’s completely free — the more you play, the more you earn.
Once you’ve earned enough tickets, you can earn real money in just 10 minutes playing your favorite game and get paid via PayPal (or gift cards from Amazon, Google Play, Playstation Network, Best Buy, and others).Ready to get paid to play games? Just download the free Test’em All app on the App Store to start earning money and other rewards for playing new games on your phone.
Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.
Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Ask This Company to Get a Big Chunk of Your Debt Forgiven
Trying to stay on top of your debt can be overwhelming. Wouldn’t it be nice if someone could just… get you out of debt?
A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.
If you owe at least $15,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 24 to 48 months.
National Debt Relief has already helped more than 500,000 people pay off over $5 billion in debt.
It takes less than a minute to sign up and see how much debt you could get rid of.
Get Paid to Play Blackjack on Your Phone — Up to $33 Every Time You Win
Who doesn’t like to kill time with a phone game every now and then? Play this one, and you can make up to $33 bucks every time you win.
This free app called 21 Cash will actually reward you for your time.
Right now, when you add $12 to your account, 21 Cash will give you a $6 bonus to use toward tournaments, where you could take home up to $33 per win.
Plus, you’ll be up against other players at your skill level, so everyone has a fighting chance to win. Blackjack, pontoon, 21… whatever you call it, play your hand with skill, and you can win anywhere from $1 to $33.
And don’t worry—this isn’t a spammy app. There are no annoying ads, and your playtime is totally private. On the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).
Want to see if you can turn $12 into $33 in just a few games? Download the free app and let the games begin!
Save $1,025 on Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Win Up to $107 Every Time You Play Solitaire
You’re already playing Solitaire on your phone — why not get paid for it?
A free app called Solitaire Smash actually pays real cash when you win, with prizes up to $107 per game.
Sounds unbelievable? That’s what we thought too. But it’s 100% legit — no annoying ads, no gimmicks. Just real people winning real money. With over 123,000 ratings and a 4.8-star average on the App Store, plenty of players are already cashing in.
Getting started takes seconds. Download the free app, play a round, and see how much you can win.
Rack Up Cash While You Relax — Over $500/Month for Playing Games on Your Phone
Need to earn a little extra on the side but dread the idea of losing that time when you get to unwind after a long, hard day?
Yeah… Don’t neglect your downtime!
Instead, get into Scrambly, an app that pays you for things you’d be doing to relax, anyway. Things like exploring new products and services, conquering levels in popular games, or completing quick surveys. It’s your go-to for easy, easy money — we’re talking between $50 to over $500 a month.
And If you’re wondering how legit this is, Scrambly has a 4.7 Trustpilot rating with many reviewers mentioning how simple and fast it was to earn and cash out.
Here’s how to get started: download the Scrambly app and sign up for an instant cash bonus. Fill out a brief survey, then install and start playing a game from Scrambly’s collection to immediately start earning money. You only need $1 to cash out instantly via PayPal, Visa, or gift cards.
Most apps and games you can choose from have tiered tasks for instant cash rewards. The further down the list of tasks you get through, the more money you’ll earn. We’ve seen offers where the max payout is over $350.
Ready to turn your downtime into extra cash? Download Scrambly now to get started.
Protect Your Household from System & Appliance Breakdowns — and Save BIG!
It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.
Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?
Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.
A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.
And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.
Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.
Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.
Yes, Your Car Insurance IS Too Expensive — Here’s How to Save Up to $820 Per Year
Did you know insurance companies count on you not shopping around? Many people overpay simply because they don’t realize better options are available.
That’s where BestMoney comes in. It’s a simple, free, and trusted platform that works with top insurers to help you find lower rates in minutes. Most people who use it save up to $820 a year!
Stop overpaying and put that money to better use. Take BestMoney’s quick quiz today to instantly find lower rates and start saving.
This App Paid Out $1.5 Billion in Prizes in 2024 — Earn Your Share Playing Solitaire!
Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?
A free app called Solitaire Cash lets you play for real money — up to $83 per win and gives you a shot at a share of the massive $143 million in monthly prizes they awarded throughout 2024.
For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.
In 2024 alone, Solitaire Cash awarded an incredible $1.5 billion in prizes. That means players just like you had a chance to win big every month — and 2025 could be even better.
You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account.
And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.
Get $25 When You Invest Just $5 With Stash
We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?
With Stash, you can. The Stash Stock-Back® Card1 automatically rewards you with stock in the companies you shop with — like Netflix, Amazon, Costco, and McDonald’s. And when you shop at local or privately owned businesses, you’ll earn stock in a default investment of your choice.
Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.
Stash has also introduced new tools to make investing even easier. With features like Auto-Stash, you can set aside as little as $1 per day to grow your investments automatically. Plus, Stash Learn gives you access to helpful tips on trending topics like AI-driven stocks and Swift Mania (yes, you can invest in that!).It only takes a few minutes to sign up, make your first $5 investment, and claim your $25 reward. Start building your future with Stash today.
Get Up to $120 Per Win Playing Bingo
We love all our dollars the same, but there’s something special about unexpected cash.
If you know your way around a smartphone, you can rack in lots of unexpected cash every week.
An app called Bingo Bling pays you whenever you win bingo games and tournaments. This newbie-friendly game has no bots, and they use fair matchmaking, so you should like your odds of winning money. They’ll also give you a $3 bonus when you deposit your first $7.
This is totally a game of skill. You need to know when to take advantage of the boosts and powerups the game gives you and be ready to enter tournaments and accept challenges.
Download Bingo Bling for Apple iOS devices. When you’re ready to cash out, you can schedule your payout to your bank account.
Get Rid of 25k or More in Debt With This Option
Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.
So, what if you could just… get rid of credit card debt that’s weighing you down?
A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.
It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.
Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.
Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.
It’s free to see just how much of your debt you can get rid of.
Get up to $100,000 From This Company
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.
Get Paid up to $130/Month — Just for Sharing Your Opinion
Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.
There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.
You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours.
Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!
With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.
Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.
Earn Up to $3k a Month From Home as a Proofreader
Psst… Are you good at spotting typos? Maybe a little too good? Well guess what, you can totally get paid for that superpower. We found a way you can seriously boost your income through proofreading. Yes, you read that right.
Proofread Anywhere’s General Proofreading course can help you hone your proofreading skills and transform them into your own small business. And it really works! Students can earn between $500 to $3k a month on their own terms. With over 24,000 students and 7+ years of results, it’s the first and most trusted program of its kind.
Make money proofreading with Proofread Anywhere. Join the 24,000+ students who’ve changed their lives with Proofread Anywhere.
Earn Up To 5% Cash Back With This Card
Stop letting your credit card rewards fall flat. If you’re not earning cash back on the purchases you make every day, it’s time for an upgrade.
This card could be the game-changer you’ve been looking for. You’ll earn up to 5% cash back in top categories like groceries, gas, and dining — plus unlimited cash back on everything else. And here’s the kicker: you’ll get an unlimited rewards match your first year. That means every reward you earn gets doubled.
Need some breathing room? This card also comes with a 0% intro APR for 15 months (until 2026), giving you time to manage your finances without getting hit by interest.
Earn more on what you’re already spending and save while you do it. It’s a simple way to take back control of your wallet.
Get rid of your high-interest payments. Learn more about this card today.
Save $1500/yr on Your Car Insurance
You might not know this, but you’re probably paying way too much for your car insurance. Every year you don’t shop around for better rates is another year you fork over more of your hard-earned pay for less. Trouble is it can be hard to know where to look for a better deal.
That’s where Savvy stands out. With access to hundreds of insurers nationwide, Savvy scans the market in seconds to find you the best rate, saving users an average of $1,500 per year. Savvy offers clear, side-by-side comparisons of quotes and coverages from top insurers, empowering you to choose the option that works best for your unique needs and budget.
How does Savvy save you money? On top of relationships with the largest insurers in the country like Progressive and GEICO, Savvy also works with dozens of lesser-known insurers that can often beat the big players.
And the best part? When you find the coverage you want, they’ll also help you cancel your old insurance plan. No more endless searching, no more confusion—just savings that stick.
Ready to break up with your insurance company? Stop overpaying and start saving today with Savvy.
Cancel Your Car Insurance
You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.
This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more.
Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.
Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.
Get Up to $300 Just for Setting Up Direct Deposit With This Account
If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1
But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 3.80% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1
Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3
You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4
It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.
Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card
Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?
We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.
Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law.
Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.
*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.
Fast Track Your Earnings with Insider Alerts from The Penny Hoarder
If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.
Like, a really smart move. 💅
We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.
Sign up for The Penny Hoarder’s texts today and start making smarter money moves right from your phone.
Let This Free App Earn You $290/Year on Gas, Groceries and Dining
An app called Upside helps you earn cash back on everyday purchases without any mental math. The app shows you participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.
Plus, you can earn cash back at grocery stores and restaurants including local favorites and national chains like Domino’s, Taco Bell, Five Guys, Popeyes and Applebee’s.
People who use the app regularly earn as much as $290 every year. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.
Here’s how to start earning: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready, claim an offer, tap “Check In” before you pay with your linked card — easy money for a few seconds of your time.
You can cash out any time, and you’ll get your money within two days of initiating a transfer. Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.
Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets
Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?
These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.
We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*
And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.
It takes just minutes to download the app and open an account.
Let This App Cover You Up to $250 (with No Interest)
Even small financial missteps can come with painful consequences. Anybody who’s ever had an overdraft fee can tell you that.
That’s why we like a money app called Cleo — it can cover you up to $250 to avoid overdraft fees.* No interest, no credit check and no direct deposit required.
Cleo is a cheeky chatbot that’s also programmed to help track your spending and crush your bad money habits before they get serious. Cleo can round up your purchases to the nearest dollar and save the difference or “fine” you for overspending at Target. Whatever saving technique you choose, she’ll automatically transfer that money into your savings account each week. Just sit back and watch your savings grow.
Cleo has more than 5 million users, 4.6 out of five stars, and over 80 thousand reviews in the app store. Signing up only takes two minutes.
Get the app and let it cover you up to $250* when you need it, so you never have to pay an overdraft fee again.
*Eligibility requirements apply
Get Paid to Drop off Starbucks
Your city is filled with two things: Starbucks, and people who want Starbucks.
An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.
With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.
You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.
The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.
If you sign up for Doordash now, it’s possible to get your first paycheck this week.
Share What’s in Your Fridge
Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.
Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.
Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.
Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.
Deliver with Uber Eats and Earn on Your Schedule
Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?
People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.
With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.
What are you waiting for? Click here to start delivering with Uber Eats!
Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)
Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?
Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase.
All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account.
It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.
Get a Rate as Low as 6.88% on a Home Equity Loan
Sometimes, we just need a little extra cash. Whether it’s for pending home repairs, mounting bills, or a major purchase on the way— it’s important to find your best deal with the right lender.
That’s where LendingTree comes in.
Forget about walking into a bank with your hat in hand; you can compare home equity rates from multiple lenders directly on their website. Just remember that LendingTree isn’t a bank and can’t guarantee loan approvals, but they can help you find your best rate from among their many FDIC-insured partners.
To be considered for any loan on their website, typically, you’ll need at least a 620 FICO score and a DTI (debt-to-income) ratio of less than 43%. Some loans may offer higher interest rates than others.
Don’t just accept any old interest rate…find the one that works best for your budget and situation. Compare Home Equity Rates in minutes on LendingTree’s network.
Boost Your Cash Back Earnings— and Get a $250 Welcome Bonus
Tired of credit cards that overpromise and underdeliver? Companies are quick to tell you you’re getting a great deal only for you to find out your rewards will barely make a dent in your spending. It’s time for a better card that delivers on those promises.
This cash back card gives you exactly what you’re looking for. Welcome bonus? Check. Usable cash back? Check. And that’s not all.
Here are all the perks you’ll get with this card:
- A $250 welcome bonus (based on minimum spend requirement)
- Cash back on every day purchases, including 6% cash back at U.S supermarkets (up to $6,000 per year)
- No annual fee for the first year
This card is as straightforward as it gets… and that’s why we like it. Learn more about how to earn your $250 sign-up bonus.
Earn $1500 Downloading Apps, Signing Up for Free Trials, and More
Need to make a quick buck but tired of wasting your time on scams? Say no more. We found a legit way to have $1500 directly deposited into your bank account in a week, and all you need is an iOS or Android phone.
UpLevelRewards is a tiered rewards program that you can only participate in once a year. As you complete a certain number of deals at each level, you’ll move up to the next one. The higher you climb, the more you earn. Reach level five to maximize your earnings. Typically, the cash out is $750, but for a limited time, Penny Hoarder readers can earn double the reward — that’s $1500.
Sign up by providing basic info like your email and name, then take a quick survey to customize your deals. Each deal has a simple task ranging from a free trial or app download to signing up for a subscription or service that requires a purchase.
Follow the instructions carefully to complete your deals at each level. Once you’re ready, claim your reward, and your money will be deposited into your account within about a week!
Join the thriving community of UpLevelRewards, where thousands have earned rewards since 2016, with over $12 million paid out. Hurray and sign up now to start earning your $1500.
Stop Overpaying for Your Car Insurance
It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.
Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.
Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*
Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.
Get Paid to Sign Legal Documents
A Notary Public is actually a formal government designation. The “Commission” (or term) usually lasts about four years, and it’s a side hustle worth considering.
As a notary, you can make money on the side by signing legal documents such as wills or power of attorney forms — even school- and sports-related forms. You’ll need to be 18 years old and complete the appropriate application with your state. Only about a dozen states require some form of training or exam.
We highly recommend finding a specialization to increase your earnings and eliminate competition from banks and UPS branches that offer notary services. For example, you can find a niche in real estate as a Notary Signing Agent and charge more for your services, shooting your earnings potential up to hundreds of dollars per document packet.
Pocket up to $300 Opening a New Bank Account
Yep, some banks will pay you to open an account with them.
We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!
It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.
You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.
Stop Buying Premium Gasoline
“Unless your engine is knocking, buying higher octane gasoline is a waste of money,” says the Federal Trade Commission.
It says cars designed to use regular-octane fuel (which is most of them) get no advantage at all from premium gas. Unless your owner’s manual recommends a higher-octane gasoline, you’re throwing your money away buying anything other than regular.
If you use 800 gallons annually and pay 22 cents more per gallon for premium, you’re wasting $176 each year. Buy regular gas (and find the cheapest stations while you’re at it).
Get Paid to Drink Beer

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Earn as Much as $2K Per Week With This App
TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.
Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.
Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.
Get Paid to Drop a Few Pounds




Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
Stream on Twitch





Your mom was wrong. Playing video games might not be a waste of your time after all.
Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.
How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.
Let NASA Pay You to Stay in Bed All Day




Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.
Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.
It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.
The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.
Sell Your Smartphone Photos


If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.
An app called Foap lets you turn your smartphone photos into cash.
Here’s how it works:
1. Download the free app and create an account.
2. Take a quality photo and upload it to Foap’s marketplace.
3. Someone buys the license to your photo for $10. You make $5.
If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?
Teach English as a Second Language




If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.
There are several online-learning platforms focused on teaching English as a second language to students in other countries.
Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.
“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.
“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”
Become a Life Coach




According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.
The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.
Earn up to $30/Day Watching Movies




When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)
Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.
These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.
In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.
Get Paid to Drink Beer
The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Get Paid to Drop a Few Pounds
Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
Get the Props You Deserve for Being Active



If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.
Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.
Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.
Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”
*Public: Paid endorsement for Public.com.
Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.
Diversification cannot ensure a profit or protect against loss in a declining market. It is a strategy used to help mitigate risk.
Brokerage services for US Listed and registered securities offered by Open To The Public Investing, member FINRA & SIPC. Open to the Public Investing does not offer Regulation A securities such as royalties.
The issuer, Public Shrek Royalties LLC, is offering Shrek Franchise Original Music in reliance on Regulation A under the Securities Act of 1933 and through the use of an Offering Statement that the Securities and Exchange Commission (‘SEC”) has qualified under Tier II of Regulation A. While the SEC staff reviews certain forms and filings for compliance with disclosure obligations, the SEC does not evaluate the merits of any offering, nor does it determine if any securities offered are “good” investments. The securities offered are speculative, illiquid, and an investor could lose the entire investment. Investors should read the relevant Offering Circular and consider the risks disclosed therein before investing. Brokerage services for Regulation A securities available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC.
In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. Regulation A offerings are speculative, illiquid, and involve a high degree of risk, including the possible loss of your entire investment.
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
1 Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
* SoFi® Checking and Savings (member FDIC):
1. Up to $300 Bonus Tiered Disclosure
New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1.
2. APY disclosures
SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
3. Fee Policy
We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.
4. Additional FDIC Insurance
SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.
5. ATM Access
We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
6. Early Access to Direct Deposit Funds
Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
7. Overdraft Coverage
Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.
Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Earn as Much as $1K/Month Doing Simple Online Tasks
Is there such a thing as easy money? If you know your way around the web, there certainly is.
That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.
Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.
Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.
No Offense, But if You Don’t Use This Free Tool, You’re Overpaying on Amazon
Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay?
That’s exactly what this free service does.
Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.
In the last year, this has saved people $800 million.
You can get started in just a few clicks to see if you’re overpaying online.
Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.
Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Save $1,025 on Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Earn $1000/Month by Reviewing Games and Products You Love
Okay, real talk—everything is crazy expensive right now, and let’s be honest, we could all use a little extra cash. But who has time for a second job?
Here’s the good news. You’re already playing games on your phone to kill time, relax, or just zone out. So why not make some extra cash while you’re at it?
With KashKick, you can actually get paid to play. No weird surveys, no endless ads, just real money for playing games you’d probably be playing anyway. Some people are even making over $1,000 a month just doing this!
Oh, and here’s a little pro tip: If you wanna cash out even faster, spending $2 on an in-app purchase to skip levels can help you hit your first $50+ payout way quicker.
Once you’ve got $10, you can cash out instantly through PayPal—no waiting around, just straight-up money in your account.
Seriously, you’re already playing—might as well make some money while you’re at it. Sign up for KashKick and start earning now!
$15K or More in Debt? Most People Don’t Realize This Option Exists
Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.
If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.
Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.
Get Paid up to $130/Month — Just for Sharing Your Opinion
Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.
There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.
You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours.
Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!
With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.
Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.
Get Rid of 25k or More in Debt With This Option
Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.
So, what if you could just… get rid of credit card debt that’s weighing you down?
A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.
It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.
Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.
Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.
It’s free to see just how much of your debt you can get rid of.
Get Paid for Your Opinion
Swagbucks is definitely a reader favorite, probably because of the wide variety of ways to make money beyond taking surveys. It’s also famous for handing out free rewards points (called SBs) at random just for being a member.
You’ll get SBs for each survey you qualify for and complete that you can redeem for cash via Paypal or gift cards to a number of popular retailers, including Amazon.
Even better? You’ll earn a 500 SB (or $5) bonus when you sign up and earn 2,500 SB within your first 60 days.
Save $1500/yr on Your Car Insurance
You might not know this, but you’re probably paying way too much for your car insurance. Every year you don’t shop around for better rates is another year you fork over more of your hard-earned pay for less. Trouble is it can be hard to know where to look for a better deal.
That’s where Savvy stands out. With access to hundreds of insurers nationwide, Savvy scans the market in seconds to find you the best rate, saving users an average of $1,500 per year. Savvy offers clear, side-by-side comparisons of quotes and coverages from top insurers, empowering you to choose the option that works best for your unique needs and budget.
How does Savvy save you money? On top of relationships with the largest insurers in the country like Progressive and GEICO, Savvy also works with dozens of lesser-known insurers that can often beat the big players.
And the best part? When you find the coverage you want, they’ll also help you cancel your old insurance plan. No more endless searching, no more confusion—just savings that stick.
Ready to break up with your insurance company? Stop overpaying and start saving today with Savvy.
Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets
Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?
These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.
We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*
And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.
It takes just minutes to download the app and open an account.
Earn Up To 5% Cash Back With This Card
Stop letting your credit card rewards fall flat. If you’re not earning cash back on the purchases you make every day, it’s time for an upgrade.
This card could be the game-changer you’ve been looking for. You’ll earn up to 5% cash back in top categories like groceries, gas, and dining — plus unlimited cash back on everything else. And here’s the kicker: you’ll get an unlimited rewards match your first year. That means every reward you earn gets doubled.
Need some breathing room? This card also comes with a 0% intro APR for 15 months (until 2026), giving you time to manage your finances without getting hit by interest.
Earn more on what you’re already spending and save while you do it. It’s a simple way to take back control of your wallet.
Get rid of your high-interest payments. Learn more about this card today.
Protect Your Household from System & Appliance Breakdowns — and Save BIG!
It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.
Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?
Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.
A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.
And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.
Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.
Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.
Get a Rate as Low as 6.88% on a Home Equity Loan
Sometimes, we just need a little extra cash. Whether it’s for pending home repairs, mounting bills, or a major purchase on the way— it’s important to find your best deal with the right lender.
That’s where LendingTree comes in.
Forget about walking into a bank with your hat in hand; you can compare home equity rates from multiple lenders directly on their website. Just remember that LendingTree isn’t a bank and can’t guarantee loan approvals, but they can help you find your best rate from among their many FDIC-insured partners.
To be considered for any loan on their website, typically, you’ll need at least a 620 FICO score and a DTI (debt-to-income) ratio of less than 43%. Some loans may offer higher interest rates than others.
Don’t just accept any old interest rate…find the one that works best for your budget and situation. Compare Home Equity Rates in minutes on LendingTree’s network.
Get Up to $300 Just for Setting Up Direct Deposit With This Account
If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1
But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 3.80% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1
Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3
You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4
It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.
Yes, Your Car Insurance IS Too Expensive — Here’s How to Save Up to $820 Per Year
Did you know insurance companies count on you not shopping around? Many people overpay simply because they don’t realize better options are available.
That’s where BestMoney comes in. It’s a simple, free, and trusted platform that works with top insurers to help you find lower rates in minutes. Most people who use it save up to $820 a year!
Stop overpaying and put that money to better use. Take BestMoney’s quick quiz today to instantly find lower rates and start saving.
Get $25 When You Invest Just $5 With Stash
We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?
With Stash, you can. The Stash Stock-Back® Card1 automatically rewards you with stock in the companies you shop with — like Netflix, Amazon, Costco, and McDonald’s. And when you shop at local or privately owned businesses, you’ll earn stock in a default investment of your choice.
Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.
Stash has also introduced new tools to make investing even easier. With features like Auto-Stash, you can set aside as little as $1 per day to grow your investments automatically. Plus, Stash Learn gives you access to helpful tips on trending topics like AI-driven stocks and Swift Mania (yes, you can invest in that!).It only takes a few minutes to sign up, make your first $5 investment, and claim your $25 reward. Start building your future with Stash today.
Earn Up to $3k a Month From Home as a Proofreader
Psst… Are you good at spotting typos? Maybe a little too good? Well guess what, you can totally get paid for that superpower. We found a way you can seriously boost your income through proofreading. Yes, you read that right.
Proofread Anywhere’s General Proofreading course can help you hone your proofreading skills and transform them into your own small business. And it really works! Students can earn between $500 to $3k a month on their own terms. With over 24,000 students and 7+ years of results, it’s the first and most trusted program of its kind.
Make money proofreading with Proofread Anywhere. Join the 24,000+ students who’ve changed their lives with Proofread Anywhere.
Deliver with Uber Eats and Earn on Your Schedule
Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?
People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.
With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.
What are you waiting for? Click here to start delivering with Uber Eats!
Get up to $100,000 From This Company
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.
Cancel Your Car Insurance
You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.
This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more.
Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.
Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.
Earn With Women+ Connect— New Drivers (of Any Gender) Can Earn a $400 Bonus
Want a side gig that lets you work when and how you want to?
Driving with Lyft gives you the freedom to earn money on your own time. Once your application is accepted, you can start driving whenever fits your schedule. Right now, you can earn a sweet $400 new driver bonus. To get your bonus, just complete 40 rides within your first 7 days.* It’s a great way to kickstart your journey with Lyft and make the most of your time on the road.
Before you commit to a ride, with Lyft you can view potential earnings, travel times, and distances, giving you greater control over your rides. Plus – Lyft’s Women+ Connect preference empowers women and nonbinary drivers to drive more often within their comfort zones. The preference lets women and nonbinary drivers choose to prioritize matches with women and nonbinary riders, offering more choice and peace of mind. Pretty great, right?
Could you use an extra $400 this month? It’s easy to start driving with Lyft. You’ll just need to enter your vehicle details and consent to a background check.
*Terms apply – all new drivers (of any gender) can earn a bonus.
**If you need a car, you can rent one through Lyft Express Drive.
Earn up to $25/Hour Delivering Food
Cities around the country are filled with two things: incredible restaurants and busy people.
You can help connect them by delivering food through Doordash.
As a “Dasher,” you’ll work as an independent contractor, setting your own hours and working as much or little as you want, meaning how much you can make is up to you.
You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!
For a real-life case, Jose Neri, a former Dasher in California, reports earning $500 to $600 a week working just lunches and dinners. They could take about two-and-a-half deliveries an hour, and users would tip between 10% and 15%.
All you need to get started is an insured vehicle or a bicycle and a smartphone. You should be at least 18 years old and have a minimum two years’ driving experience.
If you’re interested in becoming a Dasher, you can learn more here.
Get Free Stock
Here’s the thing about investing: The sooner you start, the better. And we found a company that will give you free stock to get started.
An investing app called Robinhood will give you free stock worth between $5 and $200 just for downloading its free app and funding your account.
Yeah, you’ve probably heard of Robinhood. Both investing beginners and pros love it because it doesn’t charge commission fees, and you can buy and sell stocks for free — no limits. Plus, it’s super easy to use.
Whether you’ve got $5, $100 or $800 to spare, it takes just a couple of minutes to sign up, fund your account and get your free stock — a nice boost to help you build your investments.
Should You Cancel Your Homeowners Insurance?
If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it.
But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.
It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage.
Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here to see how much you could save.
Fast Track Your Earnings with Insider Alerts from The Penny Hoarder
If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.
Like, a really smart move. 💅
We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.
Sign up for The Penny Hoarder’s texts today and start making smarter money moves right from your phone.
Boost Your Cash Back Earnings— and Get a $250 Welcome Bonus
Tired of credit cards that overpromise and underdeliver? Companies are quick to tell you you’re getting a great deal only for you to find out your rewards will barely make a dent in your spending. It’s time for a better card that delivers on those promises.
This cash back card gives you exactly what you’re looking for. Welcome bonus? Check. Usable cash back? Check. And that’s not all.
Here are all the perks you’ll get with this card:
- A $250 welcome bonus (based on minimum spend requirement)
- Cash back on every day purchases, including 6% cash back at U.S supermarkets (up to $6,000 per year)
- No annual fee for the first year
This card is as straightforward as it gets… and that’s why we like it. Learn more about how to earn your $250 sign-up bonus.
Get Paid to Drink Beer
The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Pocket up to $300 Opening a New Bank Account
Yep, some banks will pay you to open an account with them.
We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!
It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.
You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.
Get Paid to Drop a Few Pounds
Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
Stream on Twitch
Your mom was wrong. Playing video games might not be a waste of your time after all.
Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.
How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.
Sell Your Friendship
Get paid to be someone’s buddy! We’re not kidding.
You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more.
You can charge up to $50 an hour and set your own schedule.
Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned.
What could you do as a friend for 40 hours a week?
First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless.
If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town.
Some people just want someone to talk to.
Let NASA Pay You to Stay in Bed All Day
Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.
Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.
It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.
The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.
Answer the Phone
Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.
These jobs can be full—or part-time and offer a variety of schedules, including daytime, evening, and weekend shifts. Pay varies depending on the position and location.
Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.
You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.
Get Crafty (But Not Too Crafty, If You Don’t Want)
If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.
Those are a lot of potential customers.
If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.
Publish a Kindle Book
If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.
You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.
After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.
Teach English as a Second Language
If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.
There are several online-learning platforms focused on teaching English as a second language to students in other countries.
Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.
“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.
“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”
Become a Life Coach
According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.
The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.
Pretend to Be a Patient
Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her.
If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools.
Earn up to $30/Day Watching Movies
When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)
Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.
These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.
In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.
Monetize Your Doodles
We talked to one guy who sells his art online and makes $2,000 a month.
His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.
Here are some tips to get started:
- Start small.
- Create marketable products.
- Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.
Get the Props You Deserve for Being Active
If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.
Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.
Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.
Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”
Do Odd Jobs
TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.
Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.
Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.
Get Paid to Tutor Kids Online
Love kids but don’t want to commit to the classroom?
You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.
If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.
Sell Your Smartphone Photos
If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.
An app called Foap lets you turn your smartphone photos into cash.
Here’s how it works:
1. Download the free app and create an account.
2. Take a quality photo and upload it to Foap’s marketplace.
3. Someone buys the license to your photo for $10. You make $5.
If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?
Start Freelancing
Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary.
Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers.
Write Resumes
Some people just hate writing, especially resume writing. You can help them put that resume together using free resume makers online. Some people charge as little as $20 to do this, but at least one service has a price schedule that starts at $500.
Get Paid to Drink Beer





The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Stream on Twitch





Your mom was wrong. Playing video games might not be a waste of your time after all.
Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.
How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.
Stop Buying Premium Gasoline
“Unless your engine is knocking, buying higher octane gasoline is a waste of money,” says the Federal Trade Commission.
It says cars designed to use regular-octane fuel (which is most of them) get no advantage at all from premium gas. Unless your owner’s manual recommends a higher-octane gasoline, you’re throwing your money away buying anything other than regular.
If you use 800 gallons annually and pay 22 cents more per gallon for premium, you’re wasting $176 each year. Buy regular gas (and find the cheapest stations while you’re at it).
*Public: Paid endorsement for Public.com.
Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.
Diversification cannot ensure a profit or protect against loss in a declining market. It is a strategy used to help mitigate risk.
Brokerage services for US Listed and registered securities offered by Open To The Public Investing, member FINRA & SIPC. Open to the Public Investing does not offer Regulation A securities such as royalties.
The issuer, Public Shrek Royalties LLC, is offering Shrek Franchise Original Music in reliance on Regulation A under the Securities Act of 1933 and through the use of an Offering Statement that the Securities and Exchange Commission (‘SEC”) has qualified under Tier II of Regulation A. While the SEC staff reviews certain forms and filings for compliance with disclosure obligations, the SEC does not evaluate the merits of any offering, nor does it determine if any securities offered are “good” investments. The securities offered are speculative, illiquid, and an investor could lose the entire investment. Investors should read the relevant Offering Circular and consider the risks disclosed therein before investing. Brokerage services for Regulation A securities available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC.
In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. Regulation A offerings are speculative, illiquid, and involve a high degree of risk, including the possible loss of your entire investment.
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
1 Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
* SoFi® Checking and Savings (member FDIC):
1. Up to $300 Bonus Tiered Disclosure
New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1.
2. APY disclosures
SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
3. Fee Policy
We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.
4. Additional FDIC Insurance
SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.
5. ATM Access
We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
6. Early Access to Direct Deposit Funds
Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
7. Overdraft Coverage
Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.
Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Earn $1000/Month by Reviewing Games and Products You Love
Okay, real talk—everything is crazy expensive right now, and let’s be honest, we could all use a little extra cash. But who has time for a second job?
Here’s the good news. You’re already playing games on your phone to kill time, relax, or just zone out. So why not make some extra cash while you’re at it?
With KashKick, you can actually get paid to play. No weird surveys, no endless ads, just real money for playing games you’d probably be playing anyway. Some people are even making over $1,000 a month just doing this!
Oh, and here’s a little pro tip: If you wanna cash out even faster, spending $2 on an in-app purchase to skip levels can help you hit your first $50+ payout way quicker.
Once you’ve got $10, you can cash out instantly through PayPal—no waiting around, just straight-up money in your account.
Seriously, you’re already playing—might as well make some money while you’re at it. Sign up for KashKick and start earning now!
Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Earn as Much as $1K/Month Doing Simple Online Tasks
Is there such a thing as easy money? If you know your way around the web, there certainly is.
That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.
Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.
Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.
Ask This Company to Get a Big Chunk of Your Debt Forgiven
Trying to stay on top of your debt can be overwhelming. Wouldn’t it be nice if someone could just… get you out of debt?
A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.
If you owe at least $15,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 24 to 48 months.
National Debt Relief has already helped more than 500,000 people pay off over $5 billion in debt.
It takes less than a minute to sign up and see how much debt you could get rid of.
Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.
Save $1,025 on Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Save $1500/yr on Your Car Insurance
You might not know this, but you’re probably paying way too much for your car insurance. Every year you don’t shop around for better rates is another year you fork over more of your hard-earned pay for less. Trouble is it can be hard to know where to look for a better deal.
That’s where Savvy stands out. With access to hundreds of insurers nationwide, Savvy scans the market in seconds to find you the best rate, saving users an average of $1,500 per year. Savvy offers clear, side-by-side comparisons of quotes and coverages from top insurers, empowering you to choose the option that works best for your unique needs and budget.
How does Savvy save you money? On top of relationships with the largest insurers in the country like Progressive and GEICO, Savvy also works with dozens of lesser-known insurers that can often beat the big players.
And the best part? When you find the coverage you want, they’ll also help you cancel your old insurance plan. No more endless searching, no more confusion—just savings that stick.
Ready to break up with your insurance company? Stop overpaying and start saving today with Savvy.
Get up to $100,000 From This Company
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.
Earn Up To 5% Cash Back With This Card
Stop letting your credit card rewards fall flat. If you’re not earning cash back on the purchases you make every day, it’s time for an upgrade.
This card could be the game-changer you’ve been looking for. You’ll earn up to 5% cash back in top categories like groceries, gas, and dining — plus unlimited cash back on everything else. And here’s the kicker: you’ll get an unlimited rewards match your first year. That means every reward you earn gets doubled.
Need some breathing room? This card also comes with a 0% intro APR for 15 months (until 2026), giving you time to manage your finances without getting hit by interest.
Earn more on what you’re already spending and save while you do it. It’s a simple way to take back control of your wallet.
Get rid of your high-interest payments. Learn more about this card today.
Yes, Your Car Insurance IS Too Expensive — Here’s How to Save Up to $820 Per Year
Did you know insurance companies count on you not shopping around? Many people overpay simply because they don’t realize better options are available.
That’s where BestMoney comes in. It’s a simple, free, and trusted platform that works with top insurers to help you find lower rates in minutes. Most people who use it save up to $820 a year!
Stop overpaying and put that money to better use. Take BestMoney’s quick quiz today to instantly find lower rates and start saving.
Let This Free App Earn You $290/Year on Gas, Groceries and Dining
An app called Upside helps you earn cash back on everyday purchases without any mental math. The app shows you participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.
Plus, you can earn cash back at grocery stores and restaurants including local favorites and national chains like Domino’s, Taco Bell, Five Guys, Popeyes and Applebee’s.
People who use the app regularly earn as much as $290 every year. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.
Here’s how to start earning: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready, claim an offer, tap “Check In” before you pay with your linked card — easy money for a few seconds of your time.
You can cash out any time, and you’ll get your money within two days of initiating a transfer. Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.
This App Can Help Save You Up To $720 This Year
Keeping track of your monthly bills and subscription services can feel like a game of whack-a-mole. And just when you think you’ve got a handle on it, another random charge pops up on your bank statement. $5 here, $10 there… it can seriously add up.
Luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves its members an average of $720 per year.
The app is super simple to use. You can use it to easily hunt down and cancel unwanted subscriptions and even help negotiate lower monthly rates with your internet company, phone company and other bills — on average, they can help lower your bills by about 20%.
Rocket Money’s app has saved its 5 million-plus users about $500 million in canceled subscriptions.
It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank accounts, then sit back while Rocket Money goes to work.
Cancel Your Car Insurance
You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.
This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more.
Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.
Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.
Protect Your Household from System & Appliance Breakdowns — and Save BIG!
It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.
Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?
Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.
A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.
And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.
Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.
Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.
Get Rid of 25k or More in Debt With This Option
Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.
So, what if you could just… get rid of credit card debt that’s weighing you down?
A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.
It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.
Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.
Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.
It’s free to see just how much of your debt you can get rid of.
Get $25 When You Invest Just $5 With Stash
We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?
With Stash, you can. The Stash Stock-Back® Card1 automatically rewards you with stock in the companies you shop with — like Netflix, Amazon, Costco, and McDonald’s. And when you shop at local or privately owned businesses, you’ll earn stock in a default investment of your choice.
Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.
Stash has also introduced new tools to make investing even easier. With features like Auto-Stash, you can set aside as little as $1 per day to grow your investments automatically. Plus, Stash Learn gives you access to helpful tips on trending topics like AI-driven stocks and Swift Mania (yes, you can invest in that!).It only takes a few minutes to sign up, make your first $5 investment, and claim your $25 reward. Start building your future with Stash today.
Get Paid up to $130/Month — Just for Sharing Your Opinion
Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.
There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.
You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours.
Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!
With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.
Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.
Fast Track Your Earnings with Insider Alerts from The Penny Hoarder
If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.
Like, a really smart move. 💅
We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.
Sign up for The Penny Hoarder’s texts today and start making smarter money moves right from your phone.
Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card
Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?
We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.
Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law.
Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.
*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.
Let This App Cover You Up to $250 (with No Interest)
Even small financial missteps can come with painful consequences. Anybody who’s ever had an overdraft fee can tell you that.
That’s why we like a money app called Cleo — it can cover you up to $250 to avoid overdraft fees.* No interest, no credit check and no direct deposit required.
Cleo is a cheeky chatbot that’s also programmed to help track your spending and crush your bad money habits before they get serious. Cleo can round up your purchases to the nearest dollar and save the difference or “fine” you for overspending at Target. Whatever saving technique you choose, she’ll automatically transfer that money into your savings account each week. Just sit back and watch your savings grow.
Cleo has more than 5 million users, 4.6 out of five stars, and over 80 thousand reviews in the app store. Signing up only takes two minutes.
Get the app and let it cover you up to $250* when you need it, so you never have to pay an overdraft fee again.
*Eligibility requirements apply
Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets
Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?
These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.
We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*
And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.
It takes just minutes to download the app and open an account.
Get a Rate as Low as 6.88% on a Home Equity Loan
Sometimes, we just need a little extra cash. Whether it’s for pending home repairs, mounting bills, or a major purchase on the way— it’s important to find your best deal with the right lender.
That’s where LendingTree comes in.
Forget about walking into a bank with your hat in hand; you can compare home equity rates from multiple lenders directly on their website. Just remember that LendingTree isn’t a bank and can’t guarantee loan approvals, but they can help you find your best rate from among their many FDIC-insured partners.
To be considered for any loan on their website, typically, you’ll need at least a 620 FICO score and a DTI (debt-to-income) ratio of less than 43%. Some loans may offer higher interest rates than others.
Don’t just accept any old interest rate…find the one that works best for your budget and situation. Compare Home Equity Rates in minutes on LendingTree’s network.
Get Up to $300 Just for Setting Up Direct Deposit With This Account
If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1
But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 3.80% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1
Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3
You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4
It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.
Share What’s in Your Fridge
Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.
Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.
Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.
Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.
Earn $1500 Downloading Apps, Signing Up for Free Trials, and More
Need to make a quick buck but tired of wasting your time on scams? Say no more. We found a legit way to have $1500 directly deposited into your bank account in a week, and all you need is an iOS or Android phone.
UpLevelRewards is a tiered rewards program that you can only participate in once a year. As you complete a certain number of deals at each level, you’ll move up to the next one. The higher you climb, the more you earn. Reach level five to maximize your earnings. Typically, the cash out is $750, but for a limited time, Penny Hoarder readers can earn double the reward — that’s $1500.
Sign up by providing basic info like your email and name, then take a quick survey to customize your deals. Each deal has a simple task ranging from a free trial or app download to signing up for a subscription or service that requires a purchase.
Follow the instructions carefully to complete your deals at each level. Once you’re ready, claim your reward, and your money will be deposited into your account within about a week!
Join the thriving community of UpLevelRewards, where thousands have earned rewards since 2016, with over $12 million paid out. Hurray and sign up now to start earning your $1500.
Deliver with Uber Eats and Earn on Your Schedule
Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?
People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.
With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.
What are you waiting for? Click here to start delivering with Uber Eats!
Boost Your Cash Back Earnings— and Get a $250 Welcome Bonus
Tired of credit cards that overpromise and underdeliver? Companies are quick to tell you you’re getting a great deal only for you to find out your rewards will barely make a dent in your spending. It’s time for a better card that delivers on those promises.
This cash back card gives you exactly what you’re looking for. Welcome bonus? Check. Usable cash back? Check. And that’s not all.
Here are all the perks you’ll get with this card:
- A $250 welcome bonus (based on minimum spend requirement)
- Cash back on every day purchases, including 6% cash back at U.S supermarkets (up to $6,000 per year)
- No annual fee for the first year
This card is as straightforward as it gets… and that’s why we like it. Learn more about how to earn your $250 sign-up bonus.
Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)
Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?
Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase.
All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account.
It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.
See If You Can Get Car Insurance For as Low as $19/Month*
When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy.
If it’s been more than six months since your last car insurance quote, you should look again.
And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*.
It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe.
The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance.
CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy.
*average expenditure $88/mo.
Get Paid to Drop off Starbucks
Your city is filled with two things: Starbucks, and people who want Starbucks.
An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.
With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.
You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.
The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.
If you sign up for Doordash now, it’s possible to get your first paycheck this week.
Stop Overpaying for Your Car Insurance
It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.
Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.
Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*
Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.
Pocket up to $300 Opening a New Bank Account
Yep, some banks will pay you to open an account with them.
We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!
It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.
You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.
Earn as Much as $2K Per Week With This App
TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.
Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.
Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.
Monetize Your Doodles
We talked to one guy who sells his art online and makes $2,000 a month.
His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.
Here are some tips to get started:
- Start small.
- Create marketable products.
- Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.
Get Paid to Drink Beer





The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Get Paid to Drop a Few Pounds




Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
Stream on Twitch





Your mom was wrong. Playing video games might not be a waste of your time after all.
Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.
How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.
Let NASA Pay You to Stay in Bed All Day




Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.
Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.
It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.
The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.
Get Crafty (But Not Too Crafty, If You Don’t Want)



If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.
Those are a lot of potential customers.
If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.
Publish a Kindle Book



If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.
You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.
After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.
Teach English as a Second Language




If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.
There are several online-learning platforms focused on teaching English as a second language to students in other countries.
Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.
“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.
“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”
Become a Life Coach




According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.
The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.
Earn up to $30/Day Watching Movies




When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)
Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.
These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.
In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.
Get Paid to Tutor Kids Online


Love kids but don’t want to commit to the classroom?
You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.
If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.
Get Paid to Drink Beer
The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Get Paid to Drop a Few Pounds
Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
Swap Books for Amazon Gift Cards


Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.
With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.
Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.
Monetize Your Doodles



We talked to one guy who sells his art online and makes $2,000 a month.
His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.
Here are some tips to get started:
- Start small.
- Create marketable products.
- Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.
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Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Earn $1000/Month by Reviewing Games and Products You Love
Okay, real talk—everything is crazy expensive right now, and let’s be honest, we could all use a little extra cash. But who has time for a second job?
Here’s the good news. You’re already playing games on your phone to kill time, relax, or just zone out. So why not make some extra cash while you’re at it?
With KashKick, you can actually get paid to play. No weird surveys, no endless ads, just real money for playing games you’d probably be playing anyway. Some people are even making over $1,000 a month just doing this!
Oh, and here’s a little pro tip: If you wanna cash out even faster, spending $2 on an in-app purchase to skip levels can help you hit your first $50+ payout way quicker.
Once you’ve got $10, you can cash out instantly through PayPal—no waiting around, just straight-up money in your account.
Seriously, you’re already playing—might as well make some money while you’re at it. Sign up for KashKick and start earning now!
Earn as Much as $1K/Month Doing Simple Online Tasks
Is there such a thing as easy money? If you know your way around the web, there certainly is.
That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.
Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.
Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.
Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.
Ask This Company to Get a Big Chunk of Your Debt Forgiven
Trying to stay on top of your debt can be overwhelming. Wouldn’t it be nice if someone could just… get you out of debt?
A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.
If you owe at least $15,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 24 to 48 months.
National Debt Relief has already helped more than 500,000 people pay off over $5 billion in debt.
It takes less than a minute to sign up and see how much debt you could get rid of.
Save $1,025 on Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Save $1500/yr on Your Car Insurance
You might not know this, but you’re probably paying way too much for your car insurance. Every year you don’t shop around for better rates is another year you fork over more of your hard-earned pay for less. Trouble is it can be hard to know where to look for a better deal.
That’s where Savvy stands out. With access to hundreds of insurers nationwide, Savvy scans the market in seconds to find you the best rate, saving users an average of $1,500 per year. Savvy offers clear, side-by-side comparisons of quotes and coverages from top insurers, empowering you to choose the option that works best for your unique needs and budget.
How does Savvy save you money? On top of relationships with the largest insurers in the country like Progressive and GEICO, Savvy also works with dozens of lesser-known insurers that can often beat the big players.
And the best part? When you find the coverage you want, they’ll also help you cancel your old insurance plan. No more endless searching, no more confusion—just savings that stick.
Ready to break up with your insurance company? Stop overpaying and start saving today with Savvy.
Get Paid up to $130/Month — Just for Sharing Your Opinion
Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.
There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.
You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours.
Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!
With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.
Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.
Get up to $100,000 From This Company
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.
Earn Up To 5% Cash Back With This Card
Stop letting your credit card rewards fall flat. If you’re not earning cash back on the purchases you make every day, it’s time for an upgrade.
This card could be the game-changer you’ve been looking for. You’ll earn up to 5% cash back in top categories like groceries, gas, and dining — plus unlimited cash back on everything else. And here’s the kicker: you’ll get an unlimited rewards match your first year. That means every reward you earn gets doubled.
Need some breathing room? This card also comes with a 0% intro APR for 15 months (until 2026), giving you time to manage your finances without getting hit by interest.
Earn more on what you’re already spending and save while you do it. It’s a simple way to take back control of your wallet.
Get rid of your high-interest payments. Learn more about this card today.
Yes, Your Car Insurance IS Too Expensive — Here’s How to Save Up to $820 Per Year
Did you know insurance companies count on you not shopping around? Many people overpay simply because they don’t realize better options are available.
That’s where BestMoney comes in. It’s a simple, free, and trusted platform that works with top insurers to help you find lower rates in minutes. Most people who use it save up to $820 a year!
Stop overpaying and put that money to better use. Take BestMoney’s quick quiz today to instantly find lower rates and start saving.
Protect Your Household from System & Appliance Breakdowns — and Save BIG!
It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.
Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?
Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.
A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.
And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.
Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.
Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.
Get Rid of 25k or More in Debt With This Option
Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.
So, what if you could just… get rid of credit card debt that’s weighing you down?
A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.
It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.
Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.
Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.
It’s free to see just how much of your debt you can get rid of.
Let This Free App Earn You $290/Year on Gas, Groceries and Dining
An app called Upside helps you earn cash back on everyday purchases without any mental math. The app shows you participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.
Plus, you can earn cash back at grocery stores and restaurants including local favorites and national chains like Domino’s, Taco Bell, Five Guys, Popeyes and Applebee’s.
People who use the app regularly earn as much as $290 every year. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.
Here’s how to start earning: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready, claim an offer, tap “Check In” before you pay with your linked card — easy money for a few seconds of your time.
You can cash out any time, and you’ll get your money within two days of initiating a transfer. Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.
Fast Track Your Earnings with Insider Alerts from The Penny Hoarder
If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.
Like, a really smart move. 💅
We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.
Sign up for The Penny Hoarder’s texts today and start making smarter money moves right from your phone.
Get $25 When You Invest Just $5 With Stash
We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?
With Stash, you can. The Stash Stock-Back® Card1 automatically rewards you with stock in the companies you shop with — like Netflix, Amazon, Costco, and McDonald’s. And when you shop at local or privately owned businesses, you’ll earn stock in a default investment of your choice.
Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.
Stash has also introduced new tools to make investing even easier. With features like Auto-Stash, you can set aside as little as $1 per day to grow your investments automatically. Plus, Stash Learn gives you access to helpful tips on trending topics like AI-driven stocks and Swift Mania (yes, you can invest in that!).It only takes a few minutes to sign up, make your first $5 investment, and claim your $25 reward. Start building your future with Stash today.
This App Can Help Save You Up To $720 This Year
Keeping track of your monthly bills and subscription services can feel like a game of whack-a-mole. And just when you think you’ve got a handle on it, another random charge pops up on your bank statement. $5 here, $10 there… it can seriously add up.
Luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves its members an average of $720 per year.
The app is super simple to use. You can use it to easily hunt down and cancel unwanted subscriptions and even help negotiate lower monthly rates with your internet company, phone company and other bills — on average, they can help lower your bills by about 20%.
Rocket Money’s app has saved its 5 million-plus users about $500 million in canceled subscriptions.
It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank accounts, then sit back while Rocket Money goes to work.
Earn Up to $3k a Month From Home as a Proofreader
Psst… Are you good at spotting typos? Maybe a little too good? Well guess what, you can totally get paid for that superpower. We found a way you can seriously boost your income through proofreading. Yes, you read that right.
Proofread Anywhere’s General Proofreading course can help you hone your proofreading skills and transform them into your own small business. And it really works! Students can earn between $500 to $3k a month on their own terms. With over 24,000 students and 7+ years of results, it’s the first and most trusted program of its kind.
Make money proofreading with Proofread Anywhere. Join the 24,000+ students who’ve changed their lives with Proofread Anywhere.
Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card
Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?
We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.
Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law.
Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.
*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.
Stop Overpaying for Your Car Insurance
It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.
Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.
Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*
Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.
Deliver with Uber Eats and Earn on Your Schedule
Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?
People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.
With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.
What are you waiting for? Click here to start delivering with Uber Eats!
Cancel Your Car Insurance
You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.
This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more.
Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.
Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.
Earn $1500 Downloading Apps, Signing Up for Free Trials, and More
Need to make a quick buck but tired of wasting your time on scams? Say no more. We found a legit way to have $1500 directly deposited into your bank account in a week, and all you need is an iOS or Android phone.
UpLevelRewards is a tiered rewards program that you can only participate in once a year. As you complete a certain number of deals at each level, you’ll move up to the next one. The higher you climb, the more you earn. Reach level five to maximize your earnings. Typically, the cash out is $750, but for a limited time, Penny Hoarder readers can earn double the reward — that’s $1500.
Sign up by providing basic info like your email and name, then take a quick survey to customize your deals. Each deal has a simple task ranging from a free trial or app download to signing up for a subscription or service that requires a purchase.
Follow the instructions carefully to complete your deals at each level. Once you’re ready, claim your reward, and your money will be deposited into your account within about a week!
Join the thriving community of UpLevelRewards, where thousands have earned rewards since 2016, with over $12 million paid out. Hurray and sign up now to start earning your $1500.
Share What’s in Your Fridge
Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.
Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.
Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.
Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.
Get Paid to Drop off Starbucks
Your city is filled with two things: Starbucks, and people who want Starbucks.
An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.
With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.
You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.
The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.
If you sign up for Doordash now, it’s possible to get your first paycheck this week.
Pocket up to $300 Opening a New Bank Account
Yep, some banks will pay you to open an account with them.
We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!
It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.
You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.
Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)
Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?
Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase.
All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account.
It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.
Boost Your Cash Back Earnings— and Get a $250 Welcome Bonus
Tired of credit cards that overpromise and underdeliver? Companies are quick to tell you you’re getting a great deal only for you to find out your rewards will barely make a dent in your spending. It’s time for a better card that delivers on those promises.
This cash back card gives you exactly what you’re looking for. Welcome bonus? Check. Usable cash back? Check. And that’s not all.
Here are all the perks you’ll get with this card:
- A $250 welcome bonus (based on minimum spend requirement)
- Cash back on every day purchases, including 6% cash back at U.S supermarkets (up to $6,000 per year)
- No annual fee for the first year
This card is as straightforward as it gets… and that’s why we like it. Learn more about how to earn your $250 sign-up bonus.
Earn as Much as $2K Per Week With This App
TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.
Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.
Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.
Monetize Your Doodles
We talked to one guy who sells his art online and makes $2,000 a month.
His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.
Here are some tips to get started:
- Start small.
- Create marketable products.
- Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.
Get Paid to Surf the Web
Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.
They’re vulnerable to errors, so they need real humans to review the results and judge them for quality, relevance, and usefulness. Those humans can be paid around $12 an hour for their work.
If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s) apply for a job like this one with Lionbridge. The company is often hiring, so if you don’t see any openings now, keep an eye on The Penny Hoarder Jobs Facebook page for the next one.
Get Paid to Drink Beer





The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Get Paid to Drop a Few Pounds




Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
Stop Buying Premium Gasoline
“Unless your engine is knocking, buying higher octane gasoline is a waste of money,” says the Federal Trade Commission.
It says cars designed to use regular-octane fuel (which is most of them) get no advantage at all from premium gas. Unless your owner’s manual recommends a higher-octane gasoline, you’re throwing your money away buying anything other than regular.
If you use 800 gallons annually and pay 22 cents more per gallon for premium, you’re wasting $176 each year. Buy regular gas (and find the cheapest stations while you’re at it).
Stream on Twitch





Your mom was wrong. Playing video games might not be a waste of your time after all.
Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.
How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.
Get Paid to Be a Mermaid
We went for a swim with the real-life mermaids of Weeki Wachee Springs in Florida to find out how they get paid to slip into fins and perform for kids (and kids at heart).
This job isn’t exactly a day at the beach, but if you can keep up, it’s every bit as magical as you’d imagine.
Create and Sell Courses


Are you a self-taught coder with a knack for simplifying instructions? You could create an online course about it. Maybe you’re an expert at finger-picking techniques on acoustic guitar; you could make a course about that, too.
If you’re good at explaining whatever it is you specialize in, people out there are eager to learn, and with Udemy, you can create and host online courses — no master’s degree required.
Get Crafty (But Not Too Crafty, If You Don’t Want)



If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.
Those are a lot of potential customers.
If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.
Publish a Kindle Book



If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.
You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.
After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.
Teach English as a Second Language




If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.
There are several online-learning platforms focused on teaching English as a second language to students in other countries.
Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.
“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.
“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”
Become a Life Coach




According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.
The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.
Earn up to $30/Day Watching Movies




When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)
Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.
These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.
In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.
Monetize Your Doodles



We talked to one guy who sells his art online and makes $2,000 a month.
His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.
Here are some tips to get started:
- Start small.
- Create marketable products.
- Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.
Get the Props You Deserve for Being Active



If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.
Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.
Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.
Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”
Get Paid to Drink Beer
The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
Let NASA Pay You to Stay in Bed All Day




Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.
Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.
It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.
The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.
See If You Can Get Car Insurance For as Low as $19/Month*
When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy.
If it’s been more than six months since your last car insurance quote, you should look again.
And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*.
It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe.
The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance.
CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy.
*average expenditure $88/mo.
Swap Books for Amazon Gift Cards
Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.
With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.
Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.
Get Paid to Drop a Few Pounds
Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
* SoFi® Checking and Savings (member FDIC):
1. Up to $300 Bonus Tiered Disclosure
New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1.
2. APY disclosures
SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
3. Fee Policy
We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.
4. Additional FDIC Insurance
SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.
5. ATM Access
We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
6. Early Access to Direct Deposit Funds
Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
7. Overdraft Coverage
Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.
Get Up to $300 Just for Setting Up Direct Deposit With This Account
If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1
But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 3.80% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1
Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3
You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4
It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
1 Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
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